1. Agreement to Terms

By accessing or using the services provided by PayPra.net ("Service," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use our Service.

2. Service Description

PayPra.net provides a platform for exchanging cryptocurrencies for fiat currencies and vice versa. Our Service allows users to convert digital assets such as USDT, USDC, and other cryptocurrencies to USD, EUR, and other fiat currencies.

3. Eligibility

To use our Service, you must:

Be at least 18 years old
Have the legal capacity to enter into these Terms
Not be a resident of a jurisdiction where using our Service would be illegal
Complete our verification process
Comply with all applicable laws and regulations

We reserve the right to deny service to any person at our sole discretion.

4. Account Registration and Security

4.1 Registration

To use our Service, you must create an account by providing accurate and complete information as requested during the registration process. You agree to update this information promptly if any changes occur.

4.2 KYC Verification

You must complete our Know Your Customer (KYC) verification process by providing requested documentation and information. We reserve the right to request additional verification at any time.

4.3 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

Create a strong password
Keep your credentials confidential
Enable two-factor authentication when available
Notify us immediately of any unauthorized use of your account
Take full responsibility for all activities that occur under your account

5. Service Usage

5.1 Transactions

When using our Service:

Transaction requests are considered final and cannot be reversed once initiated
Transaction parameters including rates, amounts, and currencies must be verified by you before confirmation
We do not guarantee transaction completion within a specific timeframe
You acknowledge that blockchain transactions are irreversible
Our Service may be temporarily unavailable due to maintenance or technical issues

5.2 Prohibited Activities

You agree not to:

Violate any applicable laws or regulations
Use our Service for illegal activities, including money laundering, terrorist financing, or fraud
Attempt to manipulate or disrupt our platform or its underlying systems
Use automated methods to access or use our Service without our permission
Impersonate another person or entity
Provide false, inaccurate, or misleading information
Infringe upon the rights of others

6. Fees and Rates

All fees and exchange rates are displayed before transaction confirmation
We reserve the right to modify our fee structure and exchange rates at any time
You are solely responsible for any taxes applicable to your transactions
Network fees for blockchain transactions are beyond our control and subject to change

7. Risk Disclaimer

YOU ACKNOWLEDGE AND AGREE THAT:

Cryptocurrency values are highly volatile and can fluctuate dramatically in short periods
Exchange rates may change between the time of quotation and transaction execution
We are not responsible for any losses resulting from market volatility, network delays, or technical issues
You bear sole responsibility for assessing the risks associated with cryptocurrency transactions
Blockchain transactions are irreversible once confirmed on the network
We do not guarantee the availability or liquidity of any cryptocurrency
Digital asset holdings are not protected by government-backed insurance schemes
Regulatory changes may impact the legality or availability of cryptocurrencies in your jurisdiction
You assume all risks associated with the use of our Service

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

We provide the Service "as is" and "as available" without warranties of any kind, either express or implied
We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement
We are not liable for any indirect, incidental, special, consequential, or punitive damages
Our total liability for any claims arising from or related to these Terms shall not exceed the amount of fees you paid to us during the three months preceding the claim
We are not liable for any losses resulting from circumstances beyond our reasonable control, including network failures, hacking incidents, regulatory changes, or natural disasters

9. Indemnification

You agree to indemnify, defend, and hold harmless PayPra.net, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your infringement of any third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to our Service at any time, for any reason, without notice
Upon termination, your right to use the Service will immediately cease
All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website with a revised "Last Updated" date. Your continued use of the Service after such modifications constitutes your acceptance of the modified Terms.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law principles. Any dispute arising from or relating to these Terms or the Service shall be resolved exclusively through binding arbitration in accordance with the rules of [Arbitration Body]. The arbitration shall be conducted in [Location], and the language of the arbitration shall be English.

13. Miscellaneous

These Terms constitute the entire agreement between you and PayPra.net regarding the Service
Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect
You may not assign or transfer these Terms without our prior written consent
We may assign our rights and obligations under these Terms without restriction

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.